Financial assistance

A ramp often costs less than you think.

Tax credits, grants and compensation programs: several forms of help can cover part — sometimes all — of your project. We help you see clearly and build your file.

9possible programs
90 %of costs (PEA)
  1. Active 3 000 $
    CIAD

    Home Accessibility Tax Credit

    Federal — line 31285

    15% on up to $20,000 of eligible expenses, for a senior 65+ or a person eligible for the DTC.

    • Ramps, handrails, threshold ramps
    • Combinable with other credits
    Residential
  2. Refundable 20 %
    Home-support

    Senior Home-Support Tax Credit

    Revenu Québec — 70+

    A refundable 20% credit on adaptation work — paid even if you owe no tax.

    • Advance payments available
    • Age 70 and over
    Residential
  3. On assessment Varies
    AVQ-AVD

    Daily Living Aids

    RAMQ / CLSC

    On assessment by a CLSC occupational therapist, can cover the purchase and installation of home accessibility equipment.

    • Physical or intellectual disability
    • Often no cost to the recipient
    Residential
  4. Permanent T2201
    CIPH

    Disability Tax Credit

    Federal — form T2201

    For a severe and prolonged impairment. The form is signed by a doctor. It unlocks the HATC and is transferable to a caregiver.

    • Unlocks other credits
    • Transferable to a caregiver
    Residential
  5. Permanent Medical
    Medical expenses

    Medical Expense Credit (fed. + QC)

    Federal line 33099 + Québec

    A doctor-prescribed ramp can be claimed as an eligible medical expense, federally and provincially.

    • Doctor’s prescription required
    • Choose any 12-month period
    Residential
  6. Case-based Covered
    SAAQ · CNESST · IVAC

    Road, work or crime-related

    Compensation boards

    If your reduced mobility results from a road accident, a work injury or a crime, home adaptation may be covered.

    • Access ramp included
    • We provide the documentation
    Residential
  7. Varies by MRC 30 000 $
    PEA

    Small Accessible Establishments

    Société d’habitation du Québec

    Up to 90% of eligible costs to make a small commercial building, non-profit or public establishment accessible. Administered by the MRCs.

    • Businesses and non-profits
    • Up to 90% of costs
    Commercial & non-profit
  8. Permanent DPA
    Depreciation

    Capital Cost Allowance

    Income Tax Act

    Accessibility expenses for a commercial building can be deducted as capital expenses. Consult your accountant.

    • Building owners
    • Accounting advice
    Commercial & non-profit
  9. Watch for it Project calls
    Accessibility Fund

    Enabling Accessibility Fund

    Employment and Social Development Canada

    Funds accessibility projects in community spaces and workplaces. Periodic project calls to watch for.

    • Community spaces, non-profits
    • Workplaces
    Commercial & non-profit

Note: the SHQ Home Adaptation Program (PAD) has been suspended since April 2025, and some MRCs have also suspended the PEA. Amounts and conditions vary with your situation — this page is informational, eligibility rests with each organization. We point you to the right program.

Not eligible?

We still have a solution for your budget.

Affordable rent-to-own, or our treated-wood ramps: financial accessibility is part of our mission.

Tell us about your project
We want to help

Put our expertise to work on your accessibility challenges.

A free assessment, a clear answer, and a ramp often installed in a single day.

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